School’s Out for Summer! Is Your Place of Business Child-Friendly?

Business Insurance

Any business has a much greater chance of attracting new customers and retaining high-quality employees if the enterprise is child-friendly. A child-friendly business does not necessarily mean one that has a large play area or child care center right on the premises. Parents with children simply want local shops and businesses where they can go and feel comfortable with their children in tow. Parents also appreciate an employer who understands parental responsibilities and are flexible when necessary. If you are wondering whether your Toledo business is child-friendly or you want to take steps to make it child-friendly, the following ideas can help get you moving in the right direction:

  • Place fragile items higher up on shelves so they are out of sight and out of reach to young children.
  • Set up a small table and chairs in the corner of your reception area or storefront. Add coloring books, crayons, story books, toys or even a small television with a video on a continuous loop so the children can be entertained while their parents shop or discuss business.
  • If you want to continue doing business with parents, treat the children of your customers and employees with kindness and respect.
  • Offer flexible work schedules for parents of school-age children if possible.
  • Offer health care benefits to your employees as well as their spouse and children.
  • Provide access to child care, daycare or other similar services when possible, making your business more attractive for quality employees.
  • Set up a break room or other safe place where parents with newborns or young children can have a little privacy to feed, change and tend to their children.

Another essential part of maintaining a child-friendly business is having adequate insurance to protect you and your business from claims, lawsuits or other legal actions filed by a customer. If a child sustains injury while at your place of business, an employee claims you failed to adhere to family leave laws or a customer files a lawsuit against your business alleging that an employee had inappropriate contact with a minor, are you fully protected? Will you have the financial means necessary to cover these types of legal costs? Will you have enough to cover medical expenses related to an on-site injury? What if a child’s actions result in substantial loss or damage to your goods, materials or equipment? Without adequate business insurance coverage in place, you could suffer significant and unnecessary financial losses.

At RBI Insurance & Financial Services, we can offer your business a variety of insurance policies and plans that provide benefits to your employees, spouses and children. As all of the agents in our Toledo office live locally, we are available to answer your questions and assist you at a time that is convenient to you. To have a RBI Insurance & Financial Services agent review your existing policy and show you various options that could increase your coverage while cutting your costs, contact our local agency. We serve all types of businesses throughout Toledo and Ohio.

November 13th, 2014 by RBI Insurance & Financial Services